What is BloomMed?

BloomMed, LLC is a Family Medicine practice providing exceptional care to patients in North Texas. This clinic is not your typical Family Medicine Office!  BloomMed utilizes a Direct Primary Care Model to empower its patients to improve their health with a hands-on, relationship-driven approach.  By avoiding insurance for your primary care needs, BloomMed has effectively removed many of the obstacles that get in the way of patients seeking treatment.  You don’t have to worry about the wait- there isn’t any! You don’t have to worry about the cost- it has been taken care of by the monthly membership fee. BloomMed understands TRUST and CARE are the foundations of a healing relationship and gives every member VIP access to their doctor.

Where is BloomMed located?

BloomMed is located in Southern Hill Office Park, across the street from the Artistry at Craig Ranch and just east of Bank OZK:

8951 Collin-McKinney Pkwy, Suite 502

McKinney, TX 75070

What types of patients do you see?

BloomMed sees men and women from 1 to 110 yrs of age, including:

  • Patients looking to establish care with a Family Medicine physician.
  • Patients looking for more flexibility of appointment scheduling.
  • Patients looking for comprehensive and personalized care in an unhurried environment.
  • Visiting relatives of existing members (can be seen as guests of the practice and are charged an a la Carte service rate)

Do you take Medicare?

The BloomMed staff under careful consideration have chosen to Opt-Out of Medicare.  This means BloomMed cannot bill any claims to Medicare and patients cannot submit any claims from BloomMed for reimbursement.  Your Medicare coverage CAN however, be used to cover costs from other specialists, hospital services, immunizations, medications,  imaging, and labs. To that end, a signed waiver acknowledging a private relationship with Dr. Cudjoe, is required before completing your initial appointment.

What does the membership fee cover?

All of your traditional Family Medicine services are covered under your membership plan, including a comprehensive physical, acute visits, chronic disease management and follow-up appointments, physical and common follow-up labs, minor procedures, and care coordination with specialists.

Do you accept credit cards?

Yes!  Most major credit cards are accepted for membership fees and labs billed through BloomMed.  Cash, check and all major credit cards are accepted for a la Carte services.

Can I see Dr. Cudjoe without enrolling in a membership plan?

Yes! BloomMed has a menu of a la carte services, where fees are paid at the time of service in the clinic.  These visits may be reimbursable by your insurance company (excluding Medicare) after submitting a claim.  An invoice for the visit can be provided to our patients at the conclusion of their a la carte visit to help facilitate reimbursement.

Can you help me with my insurance claim?

Visits made as a part of the a la carte program are reimbursable by insurance. While we do not currently file claims directly to insurance providers, we do provide a copy of the visit’s invoice with all of the information needed to file a claim through the insurance provider’s website.
As a novel practice model, most insurance companies do not cover Direct Primary Care monthly membership fees. The current IRS code is currently unclear if direct primary care membership fees are included as a qualified medical expense, so we recommend all patients consult their accountant and employer’s HR department to confirm coverage prior to signing up. Organizations like DPC Frontier have made great strides to get this distinction clarified and the IRS code broadened so that medical savings accounts in all its forms can be used to cover DPC membership fees.

Is BloomMed Membership the same as insurance?

No.  BloomMed provides outpatient primary care services only.  We do not provide additional coverage or pay for services billed to patients by outside facilities. The IRS code language currently treats Direct Primary Care services as a health plan and lawmakers are current working with the IRS to correct and clarify the nature of Direct Primary Care in its tax code.
While not an insurance company, BloomMed does recommend EVERY patient have some form of basic insurance to help cover the cost of more expensive services such as diagnostic testing, specialist referrals, ER and hospital visits.

For additional information on affordable health coverage solutions that incorporate our Membership program, please reach out to our friend Misty Berryman by clicking on the following link:

https://hsaforamerica.com/healthshare-direct-primary-care/?L=7310

Where do I get my labs?

Lab work may be drawn in the clinic, in your home, or at a Quest Diagnostics patient service center (PSC) in the area.  Lab fees are billed separately from the patient’s membership plan. BloomMed has negotiated low fees for self-pay patients who have their lab work processed by Quest Diagnostics Laboratories. For patient with insurance, the lab directly bills their insurance provider.

What about immunizations?

Immunizations are available at your local pharmacy for adults, such as McKinney Care Pharmacy and at Texas Star Pharmacy for adults and children. Both locations accept private insurance and notify BloomMed when an immunization has been administered so the documentation can be added to your chart. The local health department provides immunizations to families without insurance.

What happens when Dr. Cudjoe is on vacation?

Dr. Cudjoe and her Nurse Practioner, Alexis Russell, share in the care and management of all BloomMed patients.  So when one is out of the office, the other can cover without missing a beat!

Who will see me if I am admitted to the hospital?

Dr. Cudjoe’s services are provided on an outpatient basis.  Inpatient/hospital services will be managed by a specialist (“hospitalist”) during your hospital stay.  Dr. Cudjoe will be available however for care coordination and transitioning out of the hospital.